BEST COMMUNITY HEALTH CARE PLANS IN THE WORLD

I.    PATIENT-CENTERED HEALTH CARE THROUGH COVERAGE THAT YOU CHOOSE

Everyone has right to choose a health care plan that meets their needs at a price they can afford. When people have good choices, health plans have to compete for their business - which means higher quality and better care.

• Health Accounts

Larger employers offer limited number of health care coverage choices for employees. But some of the coverage options that provide the greatest freedom of medical treatment also include significant out-of-pocket payments such as high deductibles or co-payments. These options are attractive for many because they depend on the patients and their physicians to make treatment choices, rather than insurance plan managers.

• Association Health Plans

It enable small employers to provide better and more affordable health care coverage options for their employees - like those that many large employers can offer. This provision would allow large industry associations and other groups formed on the basis of factors other than expected health care costs to pool together to offer health insurance options.

• Health Credits
  

Providing health credit provides financial support for the purchase of individual and family health insurance plans through health credits for low- and middle-income workers who do not have good employer-based coverage options. The health credits makes possible to get affordable coverage that meets their needs, including coverage through new and improved purchasing pool options.

• Innovative Health Care Insurance Program

It gives the flexibility to increase health insurance coverage through support of private group health coverage and simplifies the waiver application process by reducing the burdens associated with Medicaid laws and administrative guidelines that has the ability to expand coverage by adopting cost-effective private sector innovations in providing coverage.

• Stronger Medicare with Improved Benefits

Having access to modern health care treatments that best meet their needs is particularly important for those with the greatest health care needs - the elderly and persons with disabilities.

• Modern Long-Term Care

This plan comprises with the treatment options available for persons with long-term care needs with an additional personal exemption to home caretakers of family members. A parent's long illness or disability can impose significant burdens on their adult children who choose to care for them at home. Similar burdens are incurred by taxpayers who are the primary caregivers for their ill or disabled spouses or grandparents.

II.    IMPROVING THE HEALTH CARE SYSTEM BY CREATING AN ENVIRONMENT THAT ENCOURAGES AND REWARDS QUALITY

• Effective Patient Protections

Patients should be guaranteed new federal appeals processes and legal remedies to hold their health plans accountable when they have been injured by a wrongful denial or delay in medical care, but employers should be shielded from unnecessary and frivolous lawsuits and damages. Damages should also be subject to reasonable caps to avoid expensive health care premiums and un affordable health coverage.

• Better Information for Patients

To help patients choose the best care to meet their individual needs, the Administration is committed to making better information about treatment options and quality of care available to help people who rely on Medicare and Medicaid programs and their family members find the best nursing homes for their needs.

• Support for Efforts by Healthcare Professionals to Improve Quality

This program focus more on safety as well as quality, and to increase support for state, local, and community initiatives to improve the quality and safety of care delivered by healthcare providers

III.    EFFECTIVE SUPPORT TO STRENGTHEN THE HEALTH CARE SAFETY NET AND INCREASE BIO-MEDICAL RESEARCH

The government proposals for improving health care coverage options will make health insurance affordable by providing better and more up-to-date coverage options for many. Additionally, many of nation's uninsured or medically under-served live in rural areas where there is a shortage of physicians and other health care providers. Strengthening the health care safety net is a necessary part of improving access to health care system by focusing on preventing disease rather than treating avoidable complications. 

The major initiatives to strengthen the health care safety net are :

• Expanded Community Health Centers
• Improving Service to the Under-served Through the National Health Service Corps
• Doubling the Budget of the National Institutes of Health
• Heightened Vigilance for Public Health Threats
• Public Health Education